Total modeled cash invested less modeled refinance proceeds.
See what the refinance really returns—and what stays invested.
Connect purchase, renovation, stabilization, refinance, and rental operations without assuming every dollar comes back out.
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Editable assumptions
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Blue values are assumptions. Change them to match the property and documents in front of you.
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What the inputs produce
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Stabilized value multiplied by refinance LTV.
Purchase, rehab, acquisition/carrying, and refinance costs.
Effective rent less operating expenses and refinance debt service.
Annualized modeled cash flow divided by positive cash left in the deal.
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Rehabfolio connects comps, scope, financing, schedule, actual costs, documents, and the final outcome.
Know exactly what the calculator is doing.
Cash left in = purchase + rehab + acquisition costs + refinance costs - refinance proceedsThe refinance is constrained by the supported stabilized value, lender LTV, seasoning, property performance, borrower requirements, and eligible costs.
Use the result as a decision aid, not a verdict.
Underwrite the acquisition
Use the all-in cash required, not only purchase and construction.
Support stabilized value and rent
Use relevant sales, leases, lender rules, and realistic operating expenses.
Test cash left in and operations
A successful refinance still needs sustainable cash flow, reserves, and debt coverage.
What this calculation cannot know.
- Refinance proceeds are not guaranteed and may be limited by cost basis, seasoning, appraisal, DSCR, or borrower eligibility.
- Cash left in can be negative when modeled proceeds exceed cost; treat that as an underwriting signal, not a promise of cash-out.
- Operating expenses should include reserves and management economics even when self-managed.
For a deeper explanation, read The BRRRR method, explained with real numbers.
Understand the terms before using the output.
What does BRRRR stand for?
Buy, Rehab, Rent, Refinance, Repeat.
How is cash left in calculated?
Add acquisition, renovation, carrying, and refinance costs, then subtract actual refinance proceeds.
What if cash left in is zero?
That means modeled proceeds equal modeled invested cash. It does not prove the refinance will fund or the property will operate safely.
Should vacancy be included?
Yes. Scheduled rent should be reduced for a supportable vacancy and credit-loss allowance.
What return should I evaluate?
Review cash left in, monthly cash flow, debt coverage, reserves, leverage, equity, and downside scenarios together.
Keep the assumptions, evidence, work, and outcome together.
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